Last updated: June 10, 2026 at 9:00 AM ET
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Lowe’s discount terms are set and controlled by Lowe’s and can change at any time. NavyWeek.org is an independent guide and is not affiliated with, endorsed by, or sponsored by Lowe’s. "Lowe’s" and related names and logos are trademarks of their respective owners, shown here for identification only. Always confirm the current offer on the official page before purchasing.

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Home Improvement

Lowe’s Military & Veteran Discount

10% off eligible items every day — no annual cap — for service members, veterans, and their families, verified free through ID.me.

Lowe’s runs one of the most generous everyday military discount programs in home improvement. Eligible active-duty members, reservists, National Guard, retirees, veterans, and their families save 10% on qualifying purchases — every day, with no annual spending cap — at lowes.com and Lowe’s stores.

This independent guide explains exactly who qualifies, how to verify your service for free through ID.me, how to redeem the discount online and in store, and the fine print to watch for — with a direct link to Lowe’s official program so you can confirm the latest terms.

Written by
Portrait of T Madden Alford
T Madden AlfordU.S. Naval Academy '02 · U.S. Navy Reserve Captain (O-6) · Former submarine officer, USS Key West
Reviewed by
Portrait of Erik Rivera
Erik RiveraU.S. Naval Academy '04 · Former U.S. Navy Explosive Ordnance Disposal (EOD) officer
Last reviewed: June 12, 2026 · Sources checked: June 12, 2026
Verify & redeem at Lowe’s

Opens www.lowes.com/military/validation · Verification via ID.me

Lowe’s Military Discount — Key Facts

Everyday discount
10% off eligible items
Annual cap
None — no yearly limit
Verification
ID.me + free MyLowe’s Rewards account
Who qualifies
Active duty, reserve/Guard, retirees, veterans, and families
Where to redeem
lowes.com & Lowe’s stores
Bonus
Free MyLowe’s Rewards Silver Key status (free shipping)

Source: Lowe’s — Military Discount Validation (official) · Last verified: June 12, 2026

WHO QUALIFIES

Lowe’s offers a 10% military and veteran discount on eligible items every day, with no annual cap, verified for free through ID.me and a free MyLowe’s Rewards account.

  • Active-duty service members across all branches — Navy, Marine Corps, Army, Air Force, Space Force, and Coast Guard — plus commissioned officers of NOAA and the U.S. Public Health Service.
  • Reserve and National Guard members.
  • Military retirees and veterans discharged under honorable, general (under honorable conditions), or under-honorable-conditions terms.
  • Spouses and household dependents of eligible service members and veterans.
  • A free, personal MyLowe’s Rewards account is required — Lowe’s Pro and business accounts are not eligible for the military discount.
Lowe’s discount by community
AudienceDiscount
Military — active duty, reserve, National Guard, retirees, and veteransVerified through ID.me on eligible items, with no annual cap.10% off
Military spouses & household dependentsEligibility is confirmed through ID.me.10% off

HOW TO REDEEM

Online at www.lowes.com

  1. Enroll in MyLowe’s Rewards
    Create or sign in to a free, personal MyLowe’s Rewards account at lowes.com. Pro and business accounts do not qualify for the military discount.
  2. Verify your military status with ID.me
    Go to Lowe’s military validation page and confirm your eligibility through ID.me. This is a one-time setup that is reused across other ID.me partners.
  3. Shop while signed in
    Add eligible items to your cart while signed in to your verified MyLowe’s Rewards account.
  4. Apply your 10% discount
    Once verified, the 10% military discount applies to qualifying items at checkout.

In store

  1. Verify once through ID.me
    Complete the same free ID.me military verification and link it to your MyLowe’s Rewards account.
  2. Look up your account at the register
    Give your MyLowe’s Rewards phone number or scan your member ID at checkout. Bring a valid military or government ID if asked.
  3. Save in store
    The verified 10% discount applies to eligible in-store purchases.

HOW IT WORKS

Lowe’s discount is built into its free MyLowe’s Rewards program and verified through ID.me, the same identity service used by the VA, the IRS, and many major retailers. You enroll in a personal MyLowe’s Rewards account, verify your military status once, and the 10% discount is tied to that account for online and in-store purchases.

Unlike one-time holiday promotions, the Lowe’s military discount applies year-round with no annual cap, so it can add up on larger projects. Verified members also receive free MyLowe’s Rewards Silver Key status, which adds free standard shipping on eligible orders.

Because Lowe’s controls the terms and can change them at any time, treat the numbers here as a starting point and confirm the current offer and exclusion list on Lowe’s official military discount page before you buy.

Exclusions & fine print

  • Major appliances and appliance parts are excluded.
  • Commodity building products — including electrical cable and wire, dimensional lumber, plywood, and OSB — do not qualify.
  • Services, installation, and assembly charges are excluded.
  • Gift cards, sale, clearance, and some promotional items are excluded.
  • Cannot be combined with other coupons or promotional offers, and cannot be stacked with the 5% Lowe’s credit card discount.
  • For personal, non-business use only — Lowe’s Pro and business accounts are not eligible.

SOURCES

FREQUENTLY ASKED QUESTIONS

Yes. Lowe’s offers a 10% military discount on eligible items every day, with no annual cap. It covers active-duty members, reservists, National Guard, retirees, honorably discharged veterans, and their spouses and dependents. You verify for free through ID.me and link the discount to a personal MyLowe’s Rewards account. Confirm the current terms on Lowe’s official military page.

Create or sign in to a free, personal MyLowe’s Rewards account, then complete a one-time ID.me verification on Lowe’s military validation page. ID.me confirms your eligibility and ties the 10% discount to your account for online and in-store purchases. The same ID.me verification is reused across other partners.

Veterans qualify. Lowe’s extends the discount to honorably discharged veterans and military retirees in addition to active-duty, reserve, and National Guard members, plus their spouses and household dependents, as long as ID.me can verify eligibility.

No. Unlike some programs that cap yearly savings, Lowe’s applies the 10% military discount with no annual spending limit, so it can add up across larger projects on eligible purchases.

Major appliances and parts, certain building commodities (electrical cable and wire, dimensional lumber, plywood, and OSB), services and installation, gift cards, and sale or clearance items are typically excluded. It also cannot be combined with other coupons or the 5% Lowe’s credit card discount. Check Lowe’s terms for the current list.

No. The military discount is for personal, non-business purchases tied to a free MyLowe’s Rewards account. Lowe’s Pro and business accounts are not eligible.

Lowe’s verifies the military discount through ID.me. Some older guides reference other providers, but the current program uses ID.me — follow the verification option shown on Lowe’s official military validation page.

MORE MILITARY DISCOUNTS

20% offYETI Up to 30% off (online)Regal
All military & veteran discounts

Editorial policy

  • Source priority. We cite Lowe’s's official discount page and the identity-verification provider (ID.me) first. Discount amounts, eligibility, and exclusions are quoted from those sources and confirmed on the "Last verified" date above.
  • Independence. NavyWeek.org is not affiliated with the U.S. Navy, the Department of Defense, NAVCO, or any federal agency. We do not accept payment to recommend specific recruiters, schools, vendors, or services.
  • Review cadence. Because Lowe’s can change these terms at any time, the offer is re-verified against the official page on a recurring basis and whenever a reader reports a change.
  • Reviewer. The page is reviewed for accuracy by the reviewer named in the byline. The "Last reviewed" date at the top of the page reflects the most recent review pass.
  • Corrections. Factual errors are corrected as soon as we can verify the issue against an official source. See the "Report an outdated fact" link below.
  • Not advice. This page is informational only. For decisions about service, benefits, pay, or assignment, rely on official .mil sources and your chain of command, detailer, recruiter, or accredited representative.
See something out of date? Report an outdated fact or reach the editors via the contact page. Please include a link to the official .gov or .mil source you believe is more current.