Tax Preparation & Software

H&R Block Military & Veteran Discount

H&R Block runs no online military discount — but eligible troops file free through MilTax, and Exchange shoppers get 10% off in-office tax prep.

Does H&R Block offer a military discount? Not as a percentage on its online tax software — ID.me’s own H&R Block page states it is not aware of any military discount there. What the military community actually gets is better than a coupon: MilTax, the free tax software powered by H&R Block and given away through the Department of Defense’s Military OneSource.

If you are active-duty, in the Guard or Reserve, an eligible family member, a survivor, or a veteran separated within the last 365 days, you file your federal and multiple state returns for $0 and can talk to military-trained tax consultants for free. Veterans and DoD/Coast Guard civilians with Exchange shopping privileges also get 10% off in-office tax preparation at H&R Block at the Exchange.

This independent guide explains who qualifies for each program, how to access MilTax through Military OneSource, how the 10% Exchange discount works, and the claims to avoid — with direct links to the primary sources so you can confirm the current terms before you file.

Written by

T Madden Alford — U.S. Naval Academy '02 · U.S. Navy Reserve Captain (O-6) · Former submarine officer, USS Key West

Reviewed by

Erik Rivera — U.S. Naval Academy '04 · Former U.S. Navy Explosive Ordnance Disposal (EOD) officer

Publish date: July 13, 2026 · Last reviewed: July 13, 2026

How we research & review: Our editorial process

File free with MilTax

Opens militaryonesource.mil · MilTax eligibility via DEERS · No hrblock.com military code — the online store has no military discount

H&R Block Military Discount — Key Facts

Online % military discount: None published (ID.me confirms no military offer)
Free filing: MilTax — powered by H&R Block, via Military OneSource (federal + multiple state returns)
In-office discount: 10% off at H&R Block at the Exchange
Verification: MilTax via DEERS / Military OneSource; Exchange via authorized-shopper credentials
Who qualifies (MilTax): Active-duty, Guard/Reserve, eligible family, survivors, veterans ≤365 days from separation
Who qualifies (Exchange): Authorized shoppers incl. honorably discharged veterans, DoD & Coast Guard civilians
Best total-savings path: MilTax = $0 if eligible; otherwise Exchange 10% or H&R Block Free Online
Region: United States (plus overseas military communities)

Source: Military OneSource — MilTax: Free Tax Filing Software & Support · Last verified: July 13, 2026

Insider Savings Hack

The best "military discount" at H&R Block is 100% off — and it is not a code

H&R Block sells no online military discount. But if you qualify for MilTax, you skip its paid software entirely and file federal plus multiple state returns for $0.

Check MilTax first — active-duty, Guard/Reserve, eligible family, survivors, and veterans within 365 days of separation file free. This beats every paid tier.
Access it through Military OneSource (militaryonesource.mil), not the free-file link on hrblock.com — that public link is a different, non-military product.
Use the free MilTax consultants for PCS, combat pay, or multi-state questions.
Past the 365-day window but want in-person help with Exchange access? Take the 10% off in-office prep at H&R Block at the Exchange, plus the free second-look review.
Not MilTax-eligible with a simple return? H&R Block Free Online or IRS Free File is $0 too.

There is no online military percentage discount on hrblock.com; public promo codes are general offers, not a military benefit.

BEST SAVINGS PATH

The smartest route depends on your situation. Answer the two questions to find your best path, or scan the full decision table below.

Effective price on one federal + one state tax return for a service member with a moderately complex situation (PCS move, W-2 military pay, some investment income)
Path	Stack	Effective price	You save	Best when
MilTax (via Military OneSource)	Already free — nothing to stack	$0	100%	You are active-duty, Guard/Reserve, eligible family, a survivor, or a veteran within 365 days of separation. Handles PCS, combat pay, and multi-state. Unbeatable.
H&R Block Free Online (public)	Public offer, not a military code	$0 (simple returns only)	100% / partial	Not MilTax-eligible and your return is simple — W-2, EITC, no self-employment or itemizing.
H&R Block paid DIY + public promo code	General public code (no military code exists)	~20–35% off list when a code is live	Varies	Not MilTax-eligible and your return is too complex for the Free tier. A current public code beats no code.
H&R Block at the Exchange (in-office)	10% off the in-office fee	10% off (in-office fee typically starts ~$89+)	~10%	You want a human preparer, have Exchange access, and do not want to DIY.
IRS Free File / IRS Direct File	Free government tool	$0	100%	Income within Free File limits, or you prefer a government tool. MilTax is still generally easier for military.

WHO QUALIFIES

H&R Block publishes no percentage military discount on its online tax software. Eligible service members instead file federal and state returns free through MilTax — the tax software powered by H&R Block and distributed by the DoD’s Military OneSource — and authorized Exchange shoppers get 10% off in-office tax prep at H&R Block at the Exchange.

Active-duty service members across all branches — MilTax free filing, plus 10% off in-office prep at H&R Block at the Exchange.
National Guard and Reserve members — MilTax free regardless of activation status; also authorized Exchange shoppers.
Military spouses, eligible family members, and dependents — free MilTax filing; Exchange access with privileges.
Survivors — eligible for free MilTax filing.
Recently separated veterans (within 365 days of separation or retirement) — MilTax free. A veteran past that window keeps the 10% Exchange in-office discount as an honorably discharged veteran.
Military retirees — covered under MilTax’s separation/retirement window and retain Exchange shopping privileges for the 10% in-office discount.
DoD and Coast Guard civilians (federal/government employees) — 10% off in-office tax prep at H&R Block at the Exchange.

H&R Block discount by community
Audience	Discount
Active-duty, Guard/Reserve, eligible family, survivors & recent veterans (≤365 days)Federal plus multiple state returns for $0 via the Military OneSource portal, plus free military-trained tax consultants.	Free (MilTax)
Veterans, retirees, DoD & Coast Guard civilians — H&R Block at the ExchangeFor authorized Exchange shoppers, including honorably discharged veterans. Seasonal; in-office fees vary; includes a free second-look review.	10% off in-office prep
Not MilTax-eligible with a simple returnH&R Block Free Online covers simple W-2 returns (about 52% of filers qualify). This is a public offer, not a military discount.	$0 (Free Online)

HOW TO REDEEM

Online at www.hrblock.com

Go to Military OneSource — not hrblock.com
MilTax is reached through the Military OneSource portal (militaryonesource.mil). You will not find it via the free online tax-filing link on hrblock.com — that is a different, non-military product.
Log in and verify eligibility
Sign in to (or create) your Military OneSource account. MilTax eligibility is confirmed through DEERS and your military status — there is no ID.me or SheerID retail-style code.
Open the MilTax filing software
Access MilTax from the portal. It is the free tax software powered by H&R Block, covering federal and multiple state returns and military situations like PCS moves, combat pay, and multi-state filing.
File free — and call a MilTax consultant if needed
File your federal and state returns for $0. For military-specific questions, MilTax includes free access to military-trained tax consultants.

In store

Find a participating H&R Block at the Exchange office
Locate an office through ShopMyExchange.com/hrblock or the Exchange Community Hub. Offices are at select Exchange locations, including overseas.
Bring your Exchange-authorized ID
Bring a valid military ID, veteran credential, or DoD/Coast Guard-civilian credential that confirms your Exchange shopping authorization.
Get 10% off in-office prep
The 10% is applied to the in-office tax-prep service fee. Ask about the free second-look review of prior returns and the 100% accuracy guarantee.

HOW IT WORKS

MilTax is the core military benefit. It is distributed through Military OneSource, not hrblock.com, and is free for active-duty service members, Guard and Reserve members (regardless of activation), eligible family members, survivors, and recent veterans up to 365 days from their separation or retirement date. It handles military-specific situations — PCS moves, combat pay, and multi-state returns — and includes free military-trained tax consultants. Eligibility is verified through DEERS and your Military OneSource login.

Separately, H&R Block at the Exchange gives all authorized Exchange shoppers — including honorably discharged veterans and DoD and Coast Guard civilians — 10% off in-office tax preparation at select Exchange locations, plus a free second-look review and a 100% accuracy guarantee. It is a seasonal, location-based benefit redeemed at H&R Block offices at the Exchange, not an online-software code.

Be cautious of coupon and "military discount" round-up sites claiming H&R Block gives "up to 10%–25%" off as a military or veteran discount on its online software. That is false — ID.me confirms no military discount exists on the DIY product, and those figures are general public promo codes available to anyone (and often expired), not a military benefit. We deliberately do not present any online percentage as a military discount here.

Bottom line: if you qualify for MilTax, use it — nothing H&R Block sells beats free. If you are past the 365-day window but want in-person help and have Exchange access, take the 10% Exchange discount. And if you are not MilTax-eligible with a simple return, H&R Block Free Online or IRS Free File is $0 too.

Exclusions & fine print

MilTax free filing does not extend to veterans more than 365 days past separation or retirement.
The MilTax state-return count is limited — the About MilTax page has cited "up to three" while a 2026 page listed "up to five." Confirm the current-season cap before filing.
The 10% Exchange discount applies to in-office tax-prep service fees at participating Exchange locations only; it is seasonal and is not an online-software discount.
There is no online military percentage discount on hrblock.com.
H&R Block’s public DIY promo codes are not military offers and often expire quickly; they are not asserted here as a military benefit.

SOURCES

Military OneSource — MilTax: Free Tax Filing Software & Support — Military OneSource
Military.com — Service Members Receive 10% Off with H&R Block at the Exchange — Military.com
ID.me Shop — H&R Block military discount page ("not aware that H&R Block offers Military discounts") — ID.me
H&R Block — How to file taxes for free (Free Online + Military OneSource path) — H&R Block
DVIDS — Exchange and H&R Block Offering Military Community 10% Off Tax Preparation — DVIDS

FREQUENTLY ASKED QUESTIONS

Does H&R Block offer a military discount?

Not as a percentage on its online tax software — ID.me’s H&R Block page states it is not aware of any military discount there. Instead, eligible service members file free through MilTax (powered by H&R Block, via Military OneSource), and authorized Exchange shoppers get 10% off in-office tax prep at H&R Block at the Exchange.

Is H&R Block free for military?

Yes, through MilTax — for active-duty service members, Guard and Reserve members, eligible family, survivors, and veterans within 365 days of separation or retirement. You file federal and multiple state returns for $0 and can use free military tax consultants. Access it through the Military OneSource portal, not the free-file link on hrblock.com.

Do veterans, spouses, and dependents qualify?

Spouses, eligible family members, and survivors qualify for free MilTax filing. Veterans qualify for MilTax only if separated within the last 365 days; beyond that, honorably discharged veterans still get the 10% Exchange in-office discount and can use public H&R Block Free Online for simple returns.

How do I verify my military status?

MilTax eligibility is confirmed through DEERS and your Military OneSource login — there is no ID.me or SheerID code for H&R Block. The 10% Exchange discount uses your existing Exchange shopping authorization. Both are re-checked against your current status each filing season rather than being a permanent membership.

Does H&R Block use ID.me, GovX, SheerID, or VerifyPass?

No verified military discount runs through any of these for H&R Block. ID.me explicitly lists no H&R Block military discount. The military benefits come through Military OneSource (MilTax) and the Exchange, not a retail verification provider.

Can I use it in stores or online?

MilTax is online, accessed through Military OneSource. The 10% discount is in-office only at H&R Block at the Exchange locations. There is no online military percentage discount on hrblock.com — the "10%–25% off" figures circulating on coupon sites are general public promo codes, not a military benefit.

What is actually the cheapest way for a service member to file with H&R Block?

If you are MilTax-eligible, use MilTax and pay $0 — nothing H&R Block sells beats free. If not, use H&R Block Free Online for simple returns or IRS Free File; for in-person help with Exchange access, take the 10% Exchange discount plus the free second-look review.

MORE MILITARY DISCOUNTS

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All military & veteran discounts

Editorial policy

Source priority. We cite Military OneSource (MilTax), the Exchange/DVIDS and Military.com, ID.me’s H&R Block page, and hrblock.com’s free-filing page first, and report plainly that H&R Block runs no percentage military discount on its online tax software. The free MilTax program, its eligibility, and the 10% Exchange in-office discount are quoted from those primary sources and confirmed on the "Last verified" date above. We deliberately omit the "10%–25% online military discount" figures circulating on coupon sites, because ID.me confirms no such military offer exists — those are general public promo codes, not a military benefit.
Independence. NavyWeek.org is not affiliated with the U.S. Navy, the Department of Defense, NAVCO, or any federal agency. We do not accept payment to recommend specific recruiters, schools, vendors, or services.
Review cadence. Because H&R Block can change these terms at any time, the offer is re-verified against the official page on a recurring basis and whenever a reader reports a change.
Reviewer. The page is reviewed for accuracy by the reviewer named in the byline. The "Last reviewed" date at the top of the page reflects the most recent review pass.
Corrections. Factual errors are corrected as soon as we can verify the issue against an official source. See the "Report an outdated fact" link below.
Not advice. This page is informational only. For decisions about service, benefits, pay, or assignment, rely on official .mil sources and your chain of command, detailer, recruiter, or accredited representative.

See something out of date? Report an outdated fact or reach the editors via the contact page. Please include a link to the official .gov or .mil source you believe is more current.